Death insurance is a provident product offered by insurance companies. On the death of the subscriber, the beneficiary designated in the contract generally receives a sum of money called the “death benefit”. Its amount is defined when the contract is signed. The taxation of death insurance is particularly low.

The principle of life insurance

Death insurance is an insurance product: on your death, capital is paid to the beneficiary of the contract in order to provide him with financial assistance. Death insurance can be accompanied by additional guarantees in the event of loss of employment, incapacity for work or invalidity.

By paying premiums (single or periodic), the insurer undertakes to pay capital to the beneficiary of your contract. The amount of the death benefit is set when the contract is signed.